Sunday, February 6, 2011

managing personal finances


Leonard McCracken worked for a steel company until he retired in 1969. He’s now 107 and has been living on savings, Social Security, and an annuity payment ever since. Bankrate.com’s Jennie L. Phipps asked McCracken to share his wisdom about managing personal finances that permitted him to remain retired for 41 years. Among his suggestions was to always get a job, even if it’s for much lower pay than you’re used to:


McCracken was unemployed about 45 years ago after his previous employer went bankrupt. He had to take a job driving a truck that paid $5 per day. It was a low point in his life, but between that and a commission sales job that he took at night, he and his family muddled through until he got back on his feet.


Link via Glenn Reynolds | Photo: Bankrate



Leonard McCracken worked for a steel company until he retired in 1969. He’s now 107 and has been living on savings, Social Security, and an annuity payment ever since. Bankrate.com’s Jennie L. Phipps asked McCracken to share his wisdom about managing personal finances that permitted him to remain retired for 41 years. Among his suggestions was to always get a job, even if it’s for much lower pay than you’re used to:


McCracken was unemployed about 45 years ago after his previous employer went bankrupt. He had to take a job driving a truck that paid $5 per day. It was a low point in his life, but between that and a commission sales job that he took at night, he and his family muddled through until he got back on his feet.


Link via Glenn Reynolds | Photo: Bankrate



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Jeddah: City with a survival instinct - Arab <b>News</b>

At no time will Arab News attempt to alter the core meaning of a comment. 3. Reject the message, edit the message when the moderators judge it to be a personal attack, defamatory (or potentially defamatory), abusive, incite hatred or ...

<b>News</b> Corp. exec: “The right time” to sell Myspace | VentureBeat

Anthony is a senior editor at VentureBeat, as well as its reporter on media, advertising, and social networks. Before joining ...

Verizon asks employees to delay iPhone purchases | Apple - CNET <b>News</b>

Wireless carrier cites 'unprecedented' demand for the device in asking employees to postpone purchase plans, according to a memo obtained by AppleInsider. Read this blog post by Steven Musil on Apple.


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Leonard McCracken worked for a steel company until he retired in 1969. He’s now 107 and has been living on savings, Social Security, and an annuity payment ever since. Bankrate.com’s Jennie L. Phipps asked McCracken to share his wisdom about managing personal finances that permitted him to remain retired for 41 years. Among his suggestions was to always get a job, even if it’s for much lower pay than you’re used to:


McCracken was unemployed about 45 years ago after his previous employer went bankrupt. He had to take a job driving a truck that paid $5 per day. It was a low point in his life, but between that and a commission sales job that he took at night, he and his family muddled through until he got back on his feet.


Link via Glenn Reynolds | Photo: Bankrate



Leonard McCracken worked for a steel company until he retired in 1969. He’s now 107 and has been living on savings, Social Security, and an annuity payment ever since. Bankrate.com’s Jennie L. Phipps asked McCracken to share his wisdom about managing personal finances that permitted him to remain retired for 41 years. Among his suggestions was to always get a job, even if it’s for much lower pay than you’re used to:


McCracken was unemployed about 45 years ago after his previous employer went bankrupt. He had to take a job driving a truck that paid $5 per day. It was a low point in his life, but between that and a commission sales job that he took at night, he and his family muddled through until he got back on his feet.


Link via Glenn Reynolds | Photo: Bankrate



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Jeddah: City with a survival instinct - Arab <b>News</b>

At no time will Arab News attempt to alter the core meaning of a comment. 3. Reject the message, edit the message when the moderators judge it to be a personal attack, defamatory (or potentially defamatory), abusive, incite hatred or ...

<b>News</b> Corp. exec: “The right time” to sell Myspace | VentureBeat

Anthony is a senior editor at VentureBeat, as well as its reporter on media, advertising, and social networks. Before joining ...

Verizon asks employees to delay iPhone purchases | Apple - CNET <b>News</b>

Wireless carrier cites 'unprecedented' demand for the device in asking employees to postpone purchase plans, according to a memo obtained by AppleInsider. Read this blog post by Steven Musil on Apple.


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MABUHAY ALLIANCE HOST THE 6TH ANNUAL ECONOMIC DEVELOPMENT CONFERENCE by mabuhayalliance


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Jeddah: City with a survival instinct - Arab <b>News</b>

At no time will Arab News attempt to alter the core meaning of a comment. 3. Reject the message, edit the message when the moderators judge it to be a personal attack, defamatory (or potentially defamatory), abusive, incite hatred or ...

<b>News</b> Corp. exec: “The right time” to sell Myspace | VentureBeat

Anthony is a senior editor at VentureBeat, as well as its reporter on media, advertising, and social networks. Before joining ...

Verizon asks employees to delay iPhone purchases | Apple - CNET <b>News</b>

Wireless carrier cites 'unprecedented' demand for the device in asking employees to postpone purchase plans, according to a memo obtained by AppleInsider. Read this blog post by Steven Musil on Apple.


bench craft company reviews

Leonard McCracken worked for a steel company until he retired in 1969. He’s now 107 and has been living on savings, Social Security, and an annuity payment ever since. Bankrate.com’s Jennie L. Phipps asked McCracken to share his wisdom about managing personal finances that permitted him to remain retired for 41 years. Among his suggestions was to always get a job, even if it’s for much lower pay than you’re used to:


McCracken was unemployed about 45 years ago after his previous employer went bankrupt. He had to take a job driving a truck that paid $5 per day. It was a low point in his life, but between that and a commission sales job that he took at night, he and his family muddled through until he got back on his feet.


Link via Glenn Reynolds | Photo: Bankrate



Leonard McCracken worked for a steel company until he retired in 1969. He’s now 107 and has been living on savings, Social Security, and an annuity payment ever since. Bankrate.com’s Jennie L. Phipps asked McCracken to share his wisdom about managing personal finances that permitted him to remain retired for 41 years. Among his suggestions was to always get a job, even if it’s for much lower pay than you’re used to:


McCracken was unemployed about 45 years ago after his previous employer went bankrupt. He had to take a job driving a truck that paid $5 per day. It was a low point in his life, but between that and a commission sales job that he took at night, he and his family muddled through until he got back on his feet.


Link via Glenn Reynolds | Photo: Bankrate



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MABUHAY ALLIANCE HOST THE 6TH ANNUAL ECONOMIC DEVELOPMENT CONFERENCE by mabuhayalliance


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Jeddah: City with a survival instinct - Arab <b>News</b>

At no time will Arab News attempt to alter the core meaning of a comment. 3. Reject the message, edit the message when the moderators judge it to be a personal attack, defamatory (or potentially defamatory), abusive, incite hatred or ...

<b>News</b> Corp. exec: “The right time” to sell Myspace | VentureBeat

Anthony is a senior editor at VentureBeat, as well as its reporter on media, advertising, and social networks. Before joining ...

Verizon asks employees to delay iPhone purchases | Apple - CNET <b>News</b>

Wireless carrier cites 'unprecedented' demand for the device in asking employees to postpone purchase plans, according to a memo obtained by AppleInsider. Read this blog post by Steven Musil on Apple.


benchcraft company portland or

MABUHAY ALLIANCE HOST THE 6TH ANNUAL ECONOMIC DEVELOPMENT CONFERENCE by mabuhayalliance


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Jeddah: City with a survival instinct - Arab <b>News</b>

At no time will Arab News attempt to alter the core meaning of a comment. 3. Reject the message, edit the message when the moderators judge it to be a personal attack, defamatory (or potentially defamatory), abusive, incite hatred or ...

<b>News</b> Corp. exec: “The right time” to sell Myspace | VentureBeat

Anthony is a senior editor at VentureBeat, as well as its reporter on media, advertising, and social networks. Before joining ...

Verizon asks employees to delay iPhone purchases | Apple - CNET <b>News</b>

Wireless carrier cites 'unprecedented' demand for the device in asking employees to postpone purchase plans, according to a memo obtained by AppleInsider. Read this blog post by Steven Musil on Apple.


benchcraft company portland or

Jeddah: City with a survival instinct - Arab <b>News</b>

At no time will Arab News attempt to alter the core meaning of a comment. 3. Reject the message, edit the message when the moderators judge it to be a personal attack, defamatory (or potentially defamatory), abusive, incite hatred or ...

<b>News</b> Corp. exec: “The right time” to sell Myspace | VentureBeat

Anthony is a senior editor at VentureBeat, as well as its reporter on media, advertising, and social networks. Before joining ...

Verizon asks employees to delay iPhone purchases | Apple - CNET <b>News</b>

Wireless carrier cites 'unprecedented' demand for the device in asking employees to postpone purchase plans, according to a memo obtained by AppleInsider. Read this blog post by Steven Musil on Apple.


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Jeddah: City with a survival instinct - Arab <b>News</b>

At no time will Arab News attempt to alter the core meaning of a comment. 3. Reject the message, edit the message when the moderators judge it to be a personal attack, defamatory (or potentially defamatory), abusive, incite hatred or ...

<b>News</b> Corp. exec: “The right time” to sell Myspace | VentureBeat

Anthony is a senior editor at VentureBeat, as well as its reporter on media, advertising, and social networks. Before joining ...

Verizon asks employees to delay iPhone purchases | Apple - CNET <b>News</b>

Wireless carrier cites 'unprecedented' demand for the device in asking employees to postpone purchase plans, according to a memo obtained by AppleInsider. Read this blog post by Steven Musil on Apple.


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MABUHAY ALLIANCE HOST THE 6TH ANNUAL ECONOMIC DEVELOPMENT CONFERENCE by mabuhayalliance


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Jeddah: City with a survival instinct - Arab <b>News</b>

At no time will Arab News attempt to alter the core meaning of a comment. 3. Reject the message, edit the message when the moderators judge it to be a personal attack, defamatory (or potentially defamatory), abusive, incite hatred or ...

<b>News</b> Corp. exec: “The right time” to sell Myspace | VentureBeat

Anthony is a senior editor at VentureBeat, as well as its reporter on media, advertising, and social networks. Before joining ...

Verizon asks employees to delay iPhone purchases | Apple - CNET <b>News</b>

Wireless carrier cites 'unprecedented' demand for the device in asking employees to postpone purchase plans, according to a memo obtained by AppleInsider. Read this blog post by Steven Musil on Apple.


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Intuit's Quicken was one of the software programs that was bundled with the first computer I owned and I have been using it ever since. What I love about Quicken is that it uses a familiar and user friendly interface that makes sense to the average user. Working in Quicken is just like balancing your checkbook.

Quicken's most powerful features are released by linking your accounts to the program. This can be accomplished in one morning of work if you are organized. I have all my checking accounts, savings accounts, mutual funds, mortgages, and auto loans linked to Quicken. When the program is opened the latest financial transactions are downloaded from your various accounts and you have an instant snap shop of your financial picture.

Twice a month I spend a couple of hours in Quicken planning my cash flow. At the start of the month I estimate all of my income, I input my fixed expenses and estimate my other expenses. (These tasks can all be automated if you prefer). In the middle of month, I do an update to see where I am. My bank account downloads all of my transactions and I compare them to my beginning of the month plan. It has been a great way to get control of my finances.

Quicken has many features beyond basic cash flow planning. It has excellent charts that allow you to see how your money has been spent, what your income and expense trends have been and are projected to be and that gives you a snapshot of your net worth. You can print out very detailed reports with the program, print your checks and sign up for Quicken's bill paying service.

A feature that users in today's financial climate will find especially useful is the programs debt elimination wizard. This wizard collects all of your financial data and helps you create a strategy for getting rid of debt as quickly possible. The wizard also tracks how you are doing on your plan and offers suggestions for getting you back on track.

Quicken's retirement and investment planning features and wizards are very helpful and easy to use. These give you a realistic picture of what you need to do in order to reach your investment goals and tracks how you are doing.

Quicken is an old standby in the financial software market that still does the trick.


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Jeddah: City with a survival instinct - Arab <b>News</b>

At no time will Arab News attempt to alter the core meaning of a comment. 3. Reject the message, edit the message when the moderators judge it to be a personal attack, defamatory (or potentially defamatory), abusive, incite hatred or ...

<b>News</b> Corp. exec: “The right time” to sell Myspace | VentureBeat

Anthony is a senior editor at VentureBeat, as well as its reporter on media, advertising, and social networks. Before joining ...

Verizon asks employees to delay iPhone purchases | Apple - CNET <b>News</b>

Wireless carrier cites 'unprecedented' demand for the device in asking employees to postpone purchase plans, according to a memo obtained by AppleInsider. Read this blog post by Steven Musil on Apple.


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Jeddah: City with a survival instinct - Arab <b>News</b>

At no time will Arab News attempt to alter the core meaning of a comment. 3. Reject the message, edit the message when the moderators judge it to be a personal attack, defamatory (or potentially defamatory), abusive, incite hatred or ...

<b>News</b> Corp. exec: “The right time” to sell Myspace | VentureBeat

Anthony is a senior editor at VentureBeat, as well as its reporter on media, advertising, and social networks. Before joining ...

Verizon asks employees to delay iPhone purchases | Apple - CNET <b>News</b>

Wireless carrier cites 'unprecedented' demand for the device in asking employees to postpone purchase plans, according to a memo obtained by AppleInsider. Read this blog post by Steven Musil on Apple.


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